Texas · Summer 2026

Buying a Home in the Houston Area Without a Realtor

The Houston area, and Fort Bend County in particular, is one of the more affordable large metros in the country.

In 2026 it is softening. Inventory has climbed toward a balanced, buyer-friendly level, while prices have flattened or edged down across many suburbs.

Texas also has no state income tax, which stretches a buyer's budget further.

More listings and less competition is exactly when representing yourself and keeping the buyer-agent commission makes the most sense.

Learn more

Estimated Savings

up to $13,551

Preset to the local median home price. Change it to see what you could save.

Home price

$50,000Drag to explore$5,000,000

Typical buyer commission$11,625 – $13,950

Potential savings using CIY$11,226 – $13,551

Choose your Houston suburb

Local buyer-market data and a self-represented buyer's guide for each area.

Sugar Land

Fort Bend County · Fort Bend ISD

Median around $595,000

Keep about $14,875–$17,850 in buyer-agent commission.

Buying in Sugar Land without a realtor →

Katy

Fort Bend County · Katy ISD

Median around $499,990

Keep about $12,500–$15,000 in buyer-agent commission.

Buying in Katy without a realtor →

Missouri City

Fort Bend County · Fort Bend ISD

Median around $460,000

Keep about $11,500–$13,800 in buyer-agent commission.

Buying in Missouri City without a realtor →

Cypress

Harris County · Cypress-Fairbanks ISD

Median around $465,000

Keep about $11,625–$13,950 in buyer-agent commission.

Buying in Cypress without a realtor →

Pearland

Brazoria County · Pearland ISD

Median around $399,900

Keep about $9,998–$11,997 in buyer-agent commission.

Buying in Pearland without a realtor →