Should You Have an Umbrella Policy as a Homeowner?
April 24, 2026 · 8 min read
A $1 million umbrella liability policy typically runs $150 to $400 a year. Here is when it is worth buying, how it sits on top of your homeowners and auto coverage, and what it does not cover.
This is a premium article
Get access to in-depth guides, negotiation playbooks, and document walkthroughs with the CIY Package, a one-time purchase of $599.
View Pricing